If the time has come for you to renew your business insurance, you may have a few questions on how to prepare and proceed. Your current insurer or insurance broker will often send through a renewal report, and many businesses will just pay the invoice no questions asked. If you’re a business owner with a tendency to pay and forget, you could be at risk for gaps in your solution should anything have changed, or the opportunity to improve your risk management, or even the chance to save your company some cash. To improve your business insurance renewal process, check out the business insurance checklist questions we've prepared below!
The Insurance Contracts Act 1984 requires that you comply with the duty of disclosure. The Duty entails you to tell your insurer information on certain matters which will help them decide whether to insure you and, if so, on what terms. What happens in the event of non-disclosure? Find out in our insurance case study.
It’s great to see the creative ways Australian businesses are pivoting their strategies to remain resilient in response to COVID-19 restrictions. We want to ensure that you’re checking in on how these changes could impact the relevancy and validity of your current insurance solutions.
Given the steep rise in remote working to combat the spread of COVID-19, we’ve seen increased risk and activity around the area of cyber security. Scamwatch has received multiple reports of phishing scams sent via email or text message that claim to be providing official information on coronavirus but are attempts to try and obtain personal data.
The team at Allsure isn't a shy bunch - we're part of numerous networks, especially with those who are creative, entrepreneurial and motivated. That means we see a fair amount of people starting or running their own businesses, of all shapes and sizes! Many of us run our businesses out of our homes, which makes for a great commute and low overheads, but it can add a layer of complexity to some things, like work-life balance and insurance. Since we're an insurance broker that loves home businesses, we thought we'd share some of the frequently asked insurance questions we hear.