As trusted Allsure clients, we want to make sure you’re well-aware of recent changes regarding COVID-19.
As of 28 July 2020, Victorian employers are now required to notify WorkSafe immediately when they become aware that a worker has received a confirmed coronavirus (COVID-19) diagnosis. More precisely, an employer must notify WorkSafe as soon as they are informed that:
An employee, contractor, or an employee of a contractor has received a confirmed diagnosis of COVID-19, and
The individual has attended the employer’s workplace in the 14-day period prior to the onset of symptoms or the confirmed diagnosis, whichever occurs first.
Australian businesses have been urged to recognise the high level of ransomware threat from cyber adversaries. Scamwatch has received over 3900 scam reports mentioning the coronavirus with over $3.1 million in reported losses since the outbreak of COVID-19. Ransomware acts as a method of extortion, locking a computer’s content and displaying a message requiring victims to pay a ransom in order for them to regain access. The emails delivering ransomware to Australian victims often mirror the branding of trusted and reputable corporations as part of their techniques.
If the time has come for you to renew your business insurance, you may have a few questions on how to prepare and proceed. Your current insurer or insurance broker will often send through a renewal report, and many businesses will just pay the invoice no questions asked. If you’re a business owner with a tendency to pay and forget, you could be at risk for gaps in your solution should anything have changed, or the opportunity to improve your risk management, or even the chance to save your company some cash. To improve your business insurance renewal process, check out the business insurance checklist questions we've prepared below!
The Insurance Contracts Act 1984 requires that you comply with the duty of disclosure. The Duty entails you to tell your insurer information on certain matters which will help them decide whether to insure you and, if so, on what terms. What happens in the event of non-disclosure? Find out in our insurance case study.
It’s great to see the creative ways Australian businesses are pivoting their strategies to remain resilient in response to COVID-19 restrictions. We want to ensure that you’re checking in on how these changes could impact the relevancy and validity of your current insurance solutions.