15th September 2011

Read Melissa's latest Ruby article in the Spring issue:   Let's talk about monthlies! Every girl still needs protection in these tough economic times. Instead of dropping or reducing your cover here are some tips on alternative payment methods. Monthlies. J Instead of paying in a lump sum, ask your insurer about paying by instalments. Most insurers allow you to pay your premiums via...more

25th August 2011

Catalogue your household contents. It is a good idea to catalogue your household contents. For example, take photos, keep receipts, create a spread sheet and itemise each room’s contents. This may seem like a tedious task; however it is really important. After you have documented what you already own, adding your new purchases (and removing what you no longer have)...more