There can be a lot of confusing terms, jargon and language when it comes to the fine print of insurance. And none more than claims made and occurrence based claims!
And if you don't have a good understanding of the difference between the two, it could have a crucial impact on your insurance solution.
Following on our social media post a couple weeks ago, there has been further intensity and media headlines around the insurance 'crisis' for the building and construction industry.
Tis the season to be prepared for house fire risks. As we briefly mentioned in our autumn insurance reviews blog, there are over 1,000 house fires each year (mostly in winter), so it really pays to spend the time to review your risk management and insurance.
Over just a few years (ok, more than 30!) our business has accrued some helpful hints about insurance that might save you some money, time or heartache. Check out some of the tips we've pulled together below, and remember if you have questions you can always give us a call on (03) 5278 6808 - we love to help!
Autumn is the time of year where leaves fall off the trees in glorious shades of yellow and orange. It’s the time where everyone has settled back into the daily routines after the chaos of summer holidays. We start eating comfort food and relish time indoors, and get confused as to what to wear with the ever changing weather.
It's also the time where these falling leaves fill your gutters and the daily grid can leave you on autopilot and maybe you forget to turn the stove off. This is why autumn is also a great time to review your insurance: so you can be sure that during winter, when most house fires occur, you are properly insured.
