Help! I run a home business – what insurance do I need?

home business insurance

The team at Allsure isn't a shy bunch - we're part of numerous networks, especially with those who are creative, entrepreneurial and motivated. That means we see a fair amount of people starting or running their own businesses, of all shapes and sizes! Many of us run our businesses out of our homes, which makes for a great commute and low overheads, but it can add a layer of complexity to some things, like work-life balance and insurance. Since we're an insurance broker that loves home businesses, we thought we'd share some of the frequently asked insurance questions we hear.

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When it comes to your business, do you really understand underinsurance?

What keeps us up at night as insurance brokers? Hands down it’s when our family, friends or clients are underinsured or worse, uninsured. Often price is the biggest reason cited as the reason someone is underinsured or uninsured, but equally there is a lack or understanding, or perhaps many people have never properly had underinsurance explained to them and may not understand the significant implications it could have on their business or family.

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